Step 3

Chase Home Finance, LLC (Chase Bank) had their lawyers, Trott & Trott out of the Detroit area, send us an "Acceleration" letter in March, 2010.  An "Acceleration" letter says, "Pay us everything you owe us, not just the back payments, Now!".  By the time we received our letter we were five (5) months behind in our mortgage payments.  Did we save the mortgage payment money that we didn't send to Chase?  No. We didn't have it to save.  Trott & Trott sent us a Finanacial Information Packet to fill out.  You will need verification of income, last two years of US tax returns, proof that you are paying utilities for the home, two months of bank statements and a list monthly expenses and debt.